Home › Business Funding
BUSINESS FUNDING UK

Flexible Business
Funding for UK
Businesses

Explore a range of business funding options from trusted finance providers. Whether you need a business loan, working capital, asset finance or a merchant cash advance, we help you find the right funding solution for your goals.

✓ Flexible Options
✓ Fast & Simple Process
✓ No Obligation
Business funding for UK businesses in London
Supporting UK Businesses to Grow
Business loans for UK businesses
Flexible Funding Built Around Your Business
BUSINESS LOANS UK

Flexible Business Loans to Help You Grow

Access flexible business loans in the UK to help manage cash flow, invest in new opportunities or take your business to the next stage of growth.

Whether you're planning to expand, purchase stock, hire new team members or invest in marketing, Payment Nest can help you explore business funding options suited to your requirements.

✓ Business Expansion
✓ Stock & Inventory
✓ Marketing & Growth
✓ Recruitment
✓ Business Refurbishment
✓ Working Capital
MERCHANT CASH ADVANCE UK

Flexible Funding Based on Your Card Sales

A Merchant Cash Advance can give eligible UK businesses access to funding based on their card sales, providing a flexible alternative to a traditional business loan.

Repayments are typically linked to future card transactions, so the amount repaid can move in line with your card sales. This may suit businesses with regular debit or credit card turnover.

Ideal for card-taking businesses
✓ Restaurants & Cafés
✓ Retail Businesses
✓ Hotels & Hospitality
✓ Salons & Beauty
✓ Online Retailers
✓ Other Card-Taking Businesses
Merchant cash advance for UK card-taking businesses
Funding linked to Your Card Sales
✓
Designed for Card-Taking Businesses
Working capital finance for UK businesses
Business Cash Flow Keep Business Moving
WORKING CAPITAL FINANCE UK

Keep Your Day-to-Day Business Moving

Flexible working capital finance can provide additional funds to help UK businesses manage everyday costs, maintain healthy cash flow and respond to new opportunities.

From paying suppliers and purchasing stock to covering payroll or managing seasonal demand, additional working capital can give your business greater financial flexibility when you need it.

Working capital can help with:
Payroll Manage employee costs
Supplier Payments Stay on top of costs
Stock Purchases Prepare for demand
Seasonal Costs Manage busy periods
Marketing Invest in growth
Cash Flow Gaps Maintain flexibility
ASSET FINANCE UK

Finance the Assets Your Business Needs

Asset finance can help UK businesses access essential equipment, vehicles, machinery and technology without paying the full cost upfront.

Spread the cost of eligible business assets over an agreed period and preserve working capital for other priorities. Whether you're replacing existing equipment or investing in growth, we can help you explore suitable funding options.

What could you finance?
Commercial Vehicles Cars, vans and business fleets
Machinery Operational & production equipment
Construction Equipment Tools, plant and specialist assets
Technology IT and business technology
Office Equipment Assets for your workplace
Specialist Assets Industry-specific equipment
Asset finance for equipment and machinery in the UK
Finance for Business Assets
Asset Finance Invest Without the Upfront Cost
✓ Preserve cash flow
✓ Spread eligible costs
Invoice finance for UK businesses
Outstanding Invoices Unlock Working Capital
Invoice Finance Improve Business Cash Flow
01 Invoice
→
02 Funding
→
03 Cash Flow
INVOICE FINANCE UK

Turn Unpaid Invoices Into Working Capital

Invoice finance can help eligible UK businesses access funds against qualifying outstanding customer invoices, rather than waiting for customers to reach their payment dates.

For businesses that sell to other businesses on credit terms, invoice finance can provide greater cash-flow flexibility and help keep day-to-day operations moving while customer payments remain outstanding.

Invoice finance can help you:
✓
Improve Cash Flow Access funds tied up in qualifying invoices
✓
Pay Suppliers Manage everyday business commitments
✓
Support Payroll Maintain operational flexibility
✓
Manage Payment Terms Reduce pressure from longer customer terms
✓
Take On New Contracts Support opportunities for business growth
✓
Maintain Working Capital Keep more cash available for your business
BUSINESS FUNDING FAQS

Questions About Business Funding?

Find answers to common questions about business funding in the UK, including the types of finance available, eligibility and how Payment Nest can help you explore suitable funding options.

✓
Multiple Funding Options Explore finance solutions from a range of providers.
✓
Simple Process Tell us about your business and funding requirements.
✓
UK Business Support Funding options for eligible businesses across the UK.
STILL HAVE A QUESTION? Speak to our team about your funding requirements. Contact Us →
FREQUENTLY ASKED QUESTIONS

Business Funding Made Clear & Simple

Business funding refers to finance that businesses may use for purposes such as managing cash flow, purchasing stock, investing in equipment, hiring staff or supporting expansion. The most suitable type of finance will depend on your business, requirements and eligibility.
Depending on your circumstances, options may include business loans, merchant cash advances, working capital finance, asset finance and invoice finance. Different products work in different ways and have their own eligibility requirements.
This depends on factors such as why you need funding, how your business generates revenue, the amount required and your preferred repayment structure. Payment Nest can help you explore available options from finance providers based on the information you provide.
Yes. Funding options may be available to eligible small and established businesses. Approval and available products will depend on the provider's criteria and factors such as trading history, turnover, affordability and the type of finance requested.
Depending on the finance product and provider terms, funding may be used for stock, equipment, vehicles, refurbishment, marketing, recruitment, working capital, expansion and other legitimate business purposes.
A business loan generally involves borrowing an agreed amount with repayments made according to the lender's terms. A merchant cash advance is structured differently, with repayments typically linked to future card sales. The most suitable option depends on your business model and circumstances.
Invoice finance may allow an eligible business to access funds against qualifying unpaid customer invoices. This can help improve cash flow while the business waits for customers to pay according to their agreed payment terms.
Payment Nest can help eligible businesses explore funding options across the UK, including businesses in London, Birmingham, Manchester, Leeds, Liverpool, Bristol and other locations throughout England, Scotland, Wales and Northern Ireland.

Ready to explore your business funding options?

Check Your Funding Options →
FIND YOUR FUNDING OPTION

Find the Right Funding Option for Your Business

Whether you're looking to improve cash flow, invest in equipment, purchase stock or support your next stage of growth, Payment Nest can help you explore business funding options from finance providers.

✓ Simple funding enquiry
✓ Multiple finance options
✓ UK business funding